How do I report a car insurance claim?
I understand I need to get on the phone and talk to them about what happened but I have two things I need to report. The first is my electrical harness shorted out (its on a 35 year old corvette) and burned up the harness as well as the carpet in a small area. A new electrical harness is about 1000 and carpet is roughly 300. I have my car insured through hagerty with a 0 deductable but im not sure how to go about reporting this. Also I was rear ended yesterday. when i got out to inspect the damages I honestly didnt see anything because it was dark out. The other driver gave me his name and phone number just in case I discovered anything the next day so i did not grab his insurance info. I noticed that although there was no damage, the paint started cracking which is barely noticeable but thats besides the point. What exactly do I need to do to file a claim and get this stuff replaced?
Comments
You can try putting in a claim on you comprehensive policy for the electrical fire - I am not sure how successful that may be.
As far as the scratch on your bumper, you will need to get the other party's insurance info If you intend to file a claim. Give him a call.
The burned out harness isn't covered under auto insurance. It's a mechanical issue.
The rear end accident is covered under collision. Simply call them. They will ask questions, you answer them. They'll tell you what to do and what happens next.
Your electrical problem on a 35 year old car isn't covered by any insurance I am aware of.
Call the other gentleman and ask for his insurance information, you have no other option at this point.
You call the insurance of course and you tell them the info they ask you.
You call the insurance claims department number on your insurance ID card and talk to them.
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