HOW DO MORTGAGE COMPANIES VERIFY?

I AM TRYING TO GET A HOME LOAN AND WONDER HOW DO MORTGAGE LENDERS VERIFY BANK ACCOUNTS ALSO HOW LONG DOES THE ACCOUNT NEED TO BE OPEN? DO THEY ASK HOW LONG THE ACCOUNT BEEN OPENED

Comments

  • When you give them your bank statements they will want the real ones. If you print them out like I did they will make you take them to the bank and you will have to get the teller to finger print that they are real. Also they might ask you how long you have opened it but as long as you have two months of statements then they shouldn't.

  • they just look at last 2 months of bank statements. they will ask for documentation for large deposits if they see any.

    they do not ask how long account has been open.

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