PLPD/No Fault Insurance?
Hi! I have no fault insurance on one of my older vehicles...I live in MI and we are a "no fault" state.
But what happens if my car is totalled in an accident that I am not at fault for? Do I get anything or no since I'm not carrying comp or collision?
Comments
First answer is wrong.
The most you can recover is $1000, under MI law. So if your car is worth more than that, consider getting collision coverage.
"No fault" means that your car insurance is your primary medical insurance in the event of a car related injury regardless of fault. If your vehicle is totaled by someone else that has insurance it would be fixed under his Property damage portion of the policy.