Does at fault party's insurance cover rental car insurance?

A commercial vehicle backed into my parked truck. Their insurance is covering a rental truck but I was told that I would be responsible for the $30 a day insurance cost for the rental. Is this correct? Shouldn't at fault party's be responsible for this expense?

Comments

  • Yes it's correct, and no they're not responsible. They are required to cover your loss of use, but none of the other charges that go with it.

    Check with your own insurance company to see of they cover you in a rental vehicle. If not, you'll have to pay for it.

  • Nope. The other party's insurance only pays for the rental fee. The additional insurance is your expense.

  • NOPE, they are only responsible for the actual rental fee. Any additional services that you choose are your responsibility to pay. Insurance is optional. If you choose it, you pay for it.

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