Is your car insurance check from a claim voided once your insurance policy period ends?
I'm referring to the insurance check you present to the body shop after paying your deductible.
I think it's still good because the check was made out from a claim during the time my coverage was still current.
Comments
It is not voided merely because the policy ended. It could be void for other reasons (like being too old).
Insurance checks are usually valid for around 90 days regardless of when your coverage ends.
Generally if you're getting the car repaired you'll want to have the shop bill the insurance company directly. If you get a check from the insurance company, deposit the check into your bank account then pay the shop with another method such as personal check, debit card, etc. Some shops might just accept the insurance check directly but its more hassle for them to cash the 3rd party check vs just using normal payment methods.
There are few reasons for cancelling a coverage returned to subject date. One is blunders of omission, no longer revealing information that could have been pertinent interior the issued of the coverage interior the 1st place. you have no longer suggested what they gave as a reason, yet that's the main elementary one. And particular, while using for a clean coverage, if there's a gap the place you're asked for the preferable factors of any twist of fate or declare interior the final 3 years, or maybe though term, you could desire to demonstrate any twist of fate in spite of fault. Failure to realize this is reason to refuse a coverage, or, if it comes up after, reason to void it out. in case you get carry of from a broker provider, you have somebody to speak to who has your hobbies at heart. in case you get carry of on line, you do no longer.
No, but checks usually expire after six months.
You can always ask the insurance company to reissue the check.